Standard Bank Balance Check easily via Phone, App, USSD, and Net Banking

Standard Bank balance check ussd

For Standard Bank users, there are a number of methods to check their account balance. They can take the online route and check the Standard bank account balance via the app or website or choose USSD, mobile banking, and ATM options for the same. This way a customer doesn’t have to walk up to the bank, stand in queues, or fill out forms and other details just for a Standard Bank balance check.

If you are new and don’t know how to use online banking, USSD, cellphone banking, and other services to check the balance in your Standard bank account, below is an easy step-by-step guide. The Standard bank account balance check can be done n number of times using these services.

How to check Standard bank account balance via phone

You can your check standard bank account balance by dialing *140# from your Standard Bank Mobile SIM.

For Standard bank balance check, you can dial *140# and selecting option 7 from your registered mobile. Or login to

How to check Standard Bank balance using USSD number

USSD (Unstructured Supplementary Service Data) can be used for a Standard bank balance check. Follow these steps:

If the mentioned Standard Bank USSD code *120*2345# does not work, you can use *130*2345# and follow the prompts, which should give the same/similar prompts above.

How do I register for Standard Bank USSD?

Register for cellphone banking
Dial *120*2345#
Use your ID number, ATM card number, and PIN to register.
Create a Customer Selected Pin (CSP)

Knowing how to check your balance on Standard Bank in 2023 will help save you an unnecessary trip to visit a consultant in-store. Simply follow the step-by-step instructions to find out what your funds are, with or without airtime.

Check Standard Bank Account Balance Through Net Banking

You can conveniently check your bank balance via Internet banking. To avail of this service, you need to register for this facility. After registration, you will be able to access your account. Here is the step-by-step guide to doing it. 

  1. Visit and log in to your account by entering your username and password.
  2. After successful login, a new webpage will appear on the screen showing your bank account number, branch name, etc.
  3. Click on the link stating ‘Click here for balance’ to check your savings bank account balance. 

Check Standard Bank Balance via Mobile Banking App

Mobile Banking

Standard Bank offers an integrated digital banking platform named Standard Bank / Stanbic Bank to its customers so that they have easy access to a number of banking services at their fingertips. Using this app, you can do a Standard Bank balance check anywhere, anytime. Just follow these steps:

  • Open the App or if you don’t have it, download the app from the Play Store or App Store.
  • Log in to the app. (Note: If you are not registered on the banking app please check this how to view your account balance.)
  • Once you have successfully signed in, you will see that your screen has changed to show you the account dashboard. This shows you a brief summary of all your accounts.
  • Click the account you wish to view.
  • You are now on the “Overview” screen. This screen shows you your available balance and your current balance. It also shows you your most recent transactions, to help you track recent activity.

Check our previously published article on How to Reverse Instant Money on Standard Bank App.

How to know Standard Bank account balance by visiting ATM

Standard Bank ATM Near Me

You can also do a Standard Bank balance check with your ATM-cum-debit card by visiting the nearest Standard Bank ATM branch and following these steps:

  • Put the ATM-cum-debit card in the designated slot.
  • Enter 4-digit pin
  • Select ‘Balance Enquiry’ and you can see the account balance amount on the screen.

Please note that there are only limited free ATM transactions per month and beyond that, you will have to pay for every transaction. So, it is better to do a Standard Bank balance check by USSD, online, phone banking, etc.

How to check Standard Bank account balance via call

You can your check Standard Bank account balance or enquire about the transactions using the customer care number 0860 123 000.

For Standard bank balance check, you can even call the customer care number 0860 123 000 from your mobile.

Importance of Standard Bank Balance Enquiry

Standard Bank balance check provides you with real-time information about your bank account transactions. Some other benefits of account balance checks are: 

  • Helps to determine whether you have sufficient money for cheque payments, transfers, etc. 
  • You can keep track of any fraudulent debits or bad credits. You can seek clarification on these bank entries and highlight the concerned issue for corrective action.
  • Helps you to keep an eye on your spending habits. You also become aware of certain fees or charges debited from the account balance while making certain purchases.
  • This also helps you to be watchful about the interest credited.  

Check our previously published article on Standard Bank Branch Codes.

Final Word

For convenient banking, Standard Bank has come up with hassle-free facilities to enhance the banking experience for their customers. With these facilities, you can opt for the Standard Bank balance inquiry without visiting the bank or any ATM. 

Frequently Asked Questions

Is checking my Standard Bank balance free?

Yes, you will not have to pay any fee for the USSD service. You can also download the Standard Bank app on your Android or iOS devices to avail of the mobile banking service; you can carry out numerous banking services, including a balance enquiry. 

What are the various methods through which I can check my balance?

Some main ways to check your account balance include cellphone banking, a passbook, through the app, internet banking, USSD, and ATM. 

Can I use cellphone banking?

Yes, Dial *120*2345# and bank without a smartphone or without downloading our app.

Editorial Note: The information presented in this article is not provided by Standard Bank. I’ve crafted this article to aid Bank customers in an educational capacity. It’s important to note that the Bank does not endorse or validate the content. For precise and current information about the bank’s products and services, readers should consult the official website.


Hello friends, my name is RK Singh, and I am an engineer. But by profession, I am a blogger. My main goal in starting this blog is to solve the difficulties people face in using online banking, bank branch codes, debit cards, and credit cards. I am not affiliated with any bank or company. I try my best to give the correct information to the people so that they can achieve their goals in the right way.

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