Here is a step-by-step guide to easily apply for a credit card in the Absa Bank.
In Short
- The minimum age to apply for the Absa credit card should be at least 18 years.
- The maximum age to Absa apply for a credit card should not be more than 60 years.
- The credit score of the applicant must be decent to avail of an Absa credit card.
With the advancement in technology, applying for a credit card has become simpler and easier. Absa Bank offers various rewards for transactions done via credit card. Through Absa, you can effortlessly apply for an Absa Credit Card with the official website, www.absa.co.za.
How to choose an Absa credit card?
To find the ABSA credit card for this list, we evaluated each card based on its fees, rewards, welcome bonuses, introductory offers, features, and benefits.
- Gold credit card
- Premium Banking Credit Card
- Private Banking Visa Signature Credit Card
- Flexi Core Credit Card
- Student Credit Card
- Gold Package
- Premium Package
- British Airways Credit Card
Absa Gold Credit Card
Rates & fees
- Get up to 57 days interest-free on qualifying transactions.
- No transaction fees on purchases
- Monthly fee Fixed R55
- Credit limit Up to R90 000
Requirements
- Monthly income required R4 000
- Age must be 18 years or older
- Valid South African ID book or Smart card, proof of residence, and the latest proof of income for three consecutive months.
Features and Benefits
- Free lost card protection
- Travel insurance R1,5 million automatic basic cover* for a range of travel emergencies.
- Airport Lounge access at preferential rates.
- Get cash back when you pay with your card locally and internationally.
- 24*7 SMS Alerts
Stand a chance to win 1 of 10 R1000 CashSends. Name one of the
— Absa South Africa (@AbsaSouthAfrica) October 4, 2023
different credit card products you can apply for where you could get
up to R3 500 in cash. Reply with #WeDoMoreWednesdays and the
❤️ emoji. Ts&Cs apply. Apply now:https://t.co/iWssr7P1WX pic.twitter.com/q6Z2YpbhYf
Absa Premium Banking Credit Card
Requirements
- Monthly income required R25 000
- Age must be 18 years or older
- Valid South African ID book or Smart card, proof of residence, and the latest proof of income for three consecutive months
Features and Benefits
- Free lost card protection
- Travel insurance R3 million automatic basic cover for a range of travel emergencies
- Earn up to 30% real cash back, depending on your Rewards Tier when you pay with your card locally and internationally
- 24*7 SMS Alerts
Rates & Fees
- Get up to 57 days interest-free on qualifying transactions
- No transaction fees on purchases
- Monthly fee Fixed R92
- Credit Limits Up to R138 000
Absa Private Banking Visa Signature Credit Card
Requirements
- Monthly income required R62 500
- Age must be 18 years or older
- Valid South African ID book or Smart card, proof of residence, and the latest proof of income for three consecutive months
Features and Benefits
- Airport Lounge access 24 complimentary visits plus 2 guest visits per year.
- Travel insurance (travel accident insurance, travel medical benefits, and trip inconvenience benefits).
- Collision damage waiver
- Free lost card protection
- 24*7 SMS Alerts
Rates & Fees
- Get up to 57 days interest-free on qualifying transactions
- No transaction fees on purchases
- Monthly fee Fixed R185
- Credit Limits Up to R228 000
- Swipe limit up to R90 000
Absa Flexi Core Credit Card
Requirements
- Monthly income required R2 000
- Age must be 18 years or older
- Valid South African ID book or Smart card, proof of residence, and the latest proof of income for three consecutive months
Features and Benefits
- Use your card and build a credit history
- Travel insurance Automatic basic cover* for a range of travel emergencies.
- Get cash back when you pay with your card locally and internationally
- Tap to pay with your card, smartphone, or wearable device at any point-of-sale machine worldwide
- Free lost card protection
- 24*7 SMS Alerts
Rates & Fees
- Get up to 57 days interest-free on qualifying transactions
- No transaction fees on purchases
- Monthly fee Fixed R44
- Credit Limits Up to R90 000
Absa Student Credit Card
Rates & fees
- Get up to 57 days interest-free on qualifying transactions
- No transaction fees on purchases
- Monthly fee N/A
Requirements
- Minimum monthly income or allowance of R800
- Age must be 18 – 30 years or older
- Valid South African ID book or Smart card, proof of residence, and the latest proof of income for three consecutive months
Features and Benefits
- Free lost card protection
- Travel insurance R1 million automatic basic cover* for a range of travel emergencies
- Airport Lounge access at 3 complimentary visits per year.
- Get cash back when you pay with your card locally and internationally
- 24*7 SMS Alerts
How to apply for a credit card in ABSA
To Absa apply for a credit card, you have first to check the eligibility criteria, whether you are a salaried or self-employed individual. The bank provides several credit cards based on the eligibility criteria of the person who has applied for the cards. Several factors determine the eligibility of a candidate:
1- Age: To apply for a credit card, the applicant’s minimum age should be at least 18 years. The maximum age for the applicant to apply for an Absa credit card is 60 years.
2- Credit Score: The credit score plays a crucial role in deciding whether an applicant is eligible for a credit card or not. The credit score of a credit card applicant must be decent enough to get an Absa card.
3- Income: A person with a regular income can apply for a card.
4- Documentation: Different documents such as valid proof of identity, address, and income are required to apply for an Absa credit card.
5- Read our previously published article on Absa Credit Card Interest Rates.
Here are some steps to applying for a credit card at ABSA
- Visit the official website of ABSA, www.absa.co.za.
- Choose the best Absa card according to your needs.
- Now, select an ABSA Card of choice and click ‘Apply Now’.
- Fill in the form and verify your mobile number.
- Tap on the next step and follow the online instructions.
- Once you are done with submitting the form, a representative from the bank will contact you. If you’re eligible for the credit card, your form will be processed further and you’ll receive the card. Read our previously published article on checking Absa credit card application status.
Frequently Asked Questions
Open the Absa banking app if you’re using it, then tap on the card. Select the relevant card and proceed to ‘Card transaction limits.’ Slide to adjust your local ATM withdrawal limit or point-of-sale daily limit, and finally, tap ‘Save’ to confirm the changes.
Definitely Yes, Log in to your Absa Banking App. Tap on ‘Menu,’ then select ‘Cards.’ Choose the specific card you’ve ordered. Tap on ‘Card Delivery.’ You’ll see the status of your ordered card displayed.
Yes, A credit card with full ATM functions, including cash withdrawals from any ATM worldwide.
Editorial Note: The information presented in this article is not provided by the Absa Bank. The article has been created for educational purposes and is intended to be helpful for customers of the Bank. It should be emphasized that the content is not endorsed or validated by the Bank, and readers should refer to the official website for accurate and up-to-date information about the bank’s products and services.
Author
Hello friends, my name is RK Singh, and I am an engineer. But by profession, I am a blogger. My main goal in starting this blog is to solve the difficulties people face in using online banking, bank branch codes, debit cards, and credit cards. I am not affiliated with any bank or company. I try my best to give the correct information to the people so that they can achieve their goals in the right way.
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