FNB Private Clients Credit Card Features & Benefits

FNB Private Clients Credit Card

When it comes to managing your finances and enjoying exclusive perks, the FNB Private Clients Credit Card stands out as a prime choice. This article delves into the myriad advantages that this credit card offers, showcasing why it’s a must-have for individuals seeking top-notch financial solutions.

The FNB Private Clients Credit Card is a financial product offered by First National Bank (FNB) that caters to individuals with higher income levels and more complex financial needs. This credit card is designed to provide exclusive benefits and services to meet the requirements of affluent customers. Let’s take a look at the key features and benefits of this credit card that set it apart from the competition.

What is the FNB Private Clients credit card?

First National Bank (FNB), a banking institution operating across multiple countries including South Africa, presents this credit card as a financial product. It is specifically tailored to provide customers with an array of benefits and features aligning with their individual lifestyles and financial requirements. It’s more than just a credit card; it’s a gateway to a world of privileges and opportunities. With its tailored features, it provides a seamless and personalized banking experience.

Key features of the FNB Private Clients credit card typically include:

  • The card often comes with rewards programs that allow cardholders to earn points or cashback for their spending. This cardholder gets benefits like airport lounge access, getting up to 40% off your bus ticket when you book with eBucks Travel, and discounts on airfare or hotel bookings.
  • The credit limit on the card determines the maximum amount the cardholder can borrow. This limit is set based on the applicant’s financial profile and credit history. The Private Clients credit card has a maximum debt protection limit of R60000.
  • FNB typically offers Internet banking platforms and mobile apps that allow cardholders to manage their accounts, track their spending, and make payments conveniently.
  • Advanced security features such as chip technology and one-time passwords help protect against fraudulent transactions.
  • FNB generally provides customer support services to assist cardholders with any inquiries, issues, or concerns related to their credit card account.
  • 55-day interest-free rate.

FNB Private Clients credit card fees 2024

FeeAmount
Credit facility Service FeeR17*
Initiation fee (once-off)Up to a maximum of R175
FNB Private Clients Credit Card monthly account feeR133**
Additional card feeFirst 3 cards at no charge, thereafter R18.50 per card, per month
Linked Petro Card (per card linked to the account)R29.50
eBucks rewards membershipNo charge
IVR smart transfer to FNBNo charge
Credit card purchaseNo charge
Credit card budget purchasesNo charge
FNB ATMNo charge
FNB BranchNo charge
International ATMNo charge
Other banks ATMNo charge
FNB ATM mini-statement (view or print)No charge
Historical email statementsNo charge
Changes to account limitsNo charge
Card replacement feeR125 per card
Urgent deliveryR260
International deliveryR730
Scheduled deliveryR150

What are the requirements for Fnb Private Clients credit card approval?

The FNB Private Clients Credit Card is linked to eBucks, allowing cardholders to accumulate cashback in the form of eBucks rewards. We are presenting below the list of eBucks rewards available for credit card holders.

  • Must earn between R750 000 to R1 799 999 per annum.
  • Have a good credit score above 650.
  • Must be 18 years or older.
  • Provide a recent copy of the payslip.
  • 3 months bank statement.
  • Your income and employment details
  • Have a South African ID

eBucks rewards for the FNB Private Clients’ credit card

  • Up to 40% back in eBucks on your FNB Life Insurance premiums every month.
  • Get up to 40%* off selected flights for you and your family with eBucks Travel.
    Unlock an Avis Car Hire discount of up to 40% off when you book flights on the FNB Banking App.
  • Get up to 40% off your bus ticket when you book with eBucks Travel. Safe & hassle-free bus ticket booking on the FNB App with QuickBus.
  • When your family banks with FNB and loads your virtual card for Netflix payment, you can earn a remarkable 40% cashback on your monthly subscription.
  • You can earn points if spend 0 to 4999 (0.50%), 5000 to 8499 (0.80%), 8500 to 10999 (1.2%), 11000 to 12499 (1.6%), and 12500 + (2.5%).

Advantages of the Credit Card

  • The credit card provides account holders with access to the FNB digital platforms, which makes transacting with the credit card simple.
  • Budget facility with repayment periods from 6 to 60 months
  • FNB Global Travel Insurance will keep you covered no matter where you travel in the world
  • Take care of your last outstanding debt to protect you and your family with automatic debt protection of up to R12 000, additional top-up cover available
  • Unlimited virtual cards – It’s simple, safe, and smart enough to change its 3-digit CVV regularly
  • Purchase protection offers cover items purchased using your FNB Virtual Credit Card.
  • The coverage applies solely to physical items, encompassing furniture and personal belongings like clothing, cell phones, and laptops. The cover is up to R12 500.
  • The option for FNB Credit Card to move your unexpected medical transactions to budget, at a competitive interest rate.
  • Access to exclusive FNB Credit Card offers from retailers, such as iStore, The Pro Shop Cycle Lab, and KOODOO.co.za at a competitive interest rate.

Frequently asked questions

What is the FNB Private Clients Credit Card interest rate?

Personalized rate with a 55 Day Interest-Free period.

How long does it take for an FNB credit card to arrive?

Call 087 575 1111 for information on having your card delivered to where you are. Delivery may take 3 to 5 working days. *Delivery fees apply for Classic, Gold as well and Petro Cardholders.

Editorial Note: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. You are recommended to obtain specific professional advice before you take any/refrain from any action.

Author

Hello friends, my name is RK Singh, and I am an engineer. But by profession, I am a blogger. My main goal in starting this blog is to solve the difficulties people face in using online banking, bank branch codes, debit cards, and credit cards. I am not affiliated with any bank or company. I try my best to give the correct information to the people so that they can achieve their goals in the right way.

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