Don’t Miss Out! Get Capitec Credit Card: Here Are the Requirements

Capitec Credit Cards

What are the Capitec credit card requirements? It’s a question that some of our readers have been asking. Capitec Bank offers a host of services to its customers, which is one of the reasons why this bank is so popular in South Africa. You are here because you now wish to get a Capitec credit card. What do you need to qualify for one? That’s the question that we are going to answer in this article.

Requirements to get a Capitec credit card

Here are the requirements to apply for a Capitec Bank credit card online:

  • Valid South African ID.
  • Address Proof
  • A copy of your payslip.
  • Must be 18 years or older.
  • 3 months bank statement.
  • When applying online, you also need to have the phone that’s linked to your Capitec Bank account. An OTP will be sent to your number.
  • Capitec Bank offers different credit cards. You need to qualify for the one that you are applying as explained below.
  • Stable monthly/ annual income
  • The minimum salary requirement for a credit card application is R5 000 and R10 000 for self-employed clients
Capitec Credit card requirement


What is the minimum salary requirement to apply for a credit card?

The minimum salary requirement for a capitec credit card is R5 000 and R10 000 for self-employed clients.

Do I have to submit income proof to avail of a credit card?

Yes, all credit card issuers will require proof of income to verify your employment status, whether salaried or self-employed. The latest salary slips and copies of your tax returns are some of the documents, that can be submitted as proof of income.


In this article, we gave you the Capitec credit card requirements. Credit cards are important for those looking for easy access to money as needed. The type of credit card that you will get from Capitec depends on your income. You can apply for a credit card online or in-store.

Read our previously published article on How to connect with Capitec bank credit card customer service.

Editorial Note: The information presented in this article is not provided by the Capitec Bank. The article has been created for educational purposes and is intended to be helpful for customers of the Bank. It should be emphasized that the content is not endorsed or validated by the Bank, and readers should refer to the official website for accurate and up-to-date information about the bank’s products and services.


Hello friends, my name is RK Singh, and I am an engineer. But by profession, I am a blogger. My main goal in starting this blog is to solve the difficulties people face in using online banking, bank branch codes, debit cards, and credit cards. I am not affiliated with any bank or company. I try my best to give the correct information to the people so that they can achieve their goals in the right way.

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