So, it is a very good starting point to say that the TCF National Bank is the subsidiary of TCF Financial Corporation. The operation of banks is expanded across more than 500 branches, like in Illinois, Michigan, Minnesota and other states in the Midwest and West as well. To know the routing number of TCF bank, we have to go through the entire article.
What is a routing number?
Routing number is basically used during doing money wires or financial transactions and payments to and from accounts.
A routing number is a code that banks use to recognize each other during any transaction between them securely. Routing numbers made up of nine digits code that consists of some details to validate the identities of the financial institutions such as banks involved in that banking transactions.
The American Bankers Association firstly launched these routing numbers in 1910. When routing numbers were first discovered they were only used to recognize check processing endpoints initially, but at present times, the routing number provides various services such as routing your pay when you sign up for direct deposit.
TCF Bank Routing Number
TCF’s most commonly used routing number is 291070001. But, the routing number of TCF we use rely on the state where we had opened our TCF bank account.
TCF Bank Routing Number
| State | Routing Number |
| Arizona | 122106183 |
| Colorado | 107006444 |
| Illinois | 271972572 |
| Indiana | 271972572 |
| Michigan | 272471548 |
| Minnesota | 291070001 |
| Wisconsin | 275071385 |
It’s important to keep track of the routing number attached to your account even if you move out of the state where you opened the account. Check our previously published article on Golden 1 Routing Number.
Can Banks Have Multiple Routing Numbers?
Yes, TCF banks have multiple different routing numbers to cover various states across the whole country. Larger banks use multiple routing numbers depending upon the states. Large Banks such as Wells Fargo and Citibank use multiple routing numbers. Each state has different routing numbers that can perform different functions.
How Do You Search a Routing Number on a Check?
Usually the routing number is present on the bottom left corner of the check followed by the account number. Routing number consists of nine digits while the account number consists of ten to twelve digits, so don’t get confused between them.
How to find your routing number online?
Below some methods of searching for your respective bank routing number is given:
On the website – We can search by entering the bank name and routing number for checking listed routing numbers for some of the major banks in the US.
Online banking – We can search for our bank routing numbers by opening your respective bank online banking app, go into the account section, there you will find the routing number.
ACH vs Wire transfers
Confused about ACH transfers and wire transfers? Both are used in moving money electronically, but they had a difference between them because of speed and cost. Have you seen it yet? Check our previously published article on Webster Bank Routing Number.
ACH stands for Automated Clearing House transfers, which enables you to send a check digitally. They take some working days to fulfill as they go via a central network for the verification purpose. The upside? They’re generally free or very low-cost. Perfect for regular bill payments or direct deposits.
Wire transfers, on the other hand, are speedier. They sprint directly between banks, often on the same day of working, sometimes even sooner.
Check or statement – You can see the routing number on the check or bank statement issued by your respective bank
What Is the Routing Number for International Transfers?
A SWIFT code enables banks to send wire funds to foreign banks. TCF doesn’t have a SWIFT code because it’s not an international bank. But, you can still get funds from other countries with your TCF account. According to the TCF website, the bank which is sending the funds “will generally have a correspondent business relationship with a bank in the United States who then sends the funds to TCF.” Check our previously published article on Valley National Bank Routing Number.
Frequently Asked Questions
Swift code and routing number does the same type of work but on different levels. As routing number helps to identify the bank while doing domestic transactions, on the other hand SWIFT codes helps to identify the banks during international transactions.
TCF manages some Branch locations, ATMs and digital, now all this becomes part of the Huntington family. We’re the bank that looks out for people. We look forward to showing you how.
TCF stands for Treating Customers Fairly is a result based regulatory and supervisory body created to ensure that regulated financial institutions like banks deliver particular, distinctly set out fairness results for their financial customers.
Conclusion
As TCF banks operate in many states therefore it has multiple routing numbers. We have to enter the routing number of that region where we had opened our bank account. It is considered important to give your respective bank routing numbers for any transactions. If you are finding any difficulty to open your account in Ally bank then check this: How To Open an Ally Bank Account?