When it comes to getting your financial house in order, a bank account is as basic a first step as there is. BB&T bank intervenes in approximately 1,700 branches in the fifteen states, and provides various services like savings accounts, wealth management services, insurance etc.If you’re unsure about the process of signing up for an account, don’t worry: it’s a simple, painless process.
3 Steps To Open a BB&T Account
Opening your BB&T account is a simple process. If you have a few fundamental personal details and you know which bank account is perfect for you, then opening a BB&T account will be a quick and easy process.
1. Decide Which Bank Account You Wish to Open
Not all bank accounts are made the same. Moreover, you can open a savings account for depositing your money for a rainy day, but a savings account is not ideal to use for paying bills. But,you don’t have to worry about all this because in BB&T ,you will get multiple options for various types of checking and savings accounts.
Checking Accounts
- BB&T Fundamentals
- Bright Banking
- Student Checking
- Senior Checking
- Elite Gold
Savings Accounts
- eSavings
- High Performance Money Market Account
- Investor’s Deposit Account
- Young Savers
Also, you can open multiple accounts. Many bank users open their both savings and checking accounts. This is because giving yourself various options for accounts can give you more flexibility in your financial life. Don’t miss out! Check our previously published article on Axos Bank Routing Number.
2. Gather Your Personal Information
You have to fill in some personal details to complete your application. Before opening a Bank account, collect all the mentioned documents or details:
- Social Security number
- Date of birth
- Address
- Government-issued ID
- Your opening deposit
It is often said that, be alert and careful before giving your personal details to someone. But it is very safe to share your information with BB&T, be sure you’re not being scammed by someone faking the bank to loot your personal details.
3. Apply Online or in Person
After deciding the type of account that you want to open and collecting your personal documents and details, now you’re ready to contact BB&T to initiate the application process.
If you live near a BB&T branch — which you can determine using the bank’s locator — one of the easiest ways to apply is to visit the branch in person. Simply let them know you’re there for a new account, and the bank should have personnel on hand to walk you through the process.
But for many people, it is easier to complete the process digitally. And in many states right now, local shelter-in-place orders might leave it as your only option.
To apply online, go to the website of BB&T and then its homepage. If you go down, there is a drop-down option with account types written with the text “Open an account” is present. Just choose the type of account that you want to open from this menu and then tap “Get started” to the right. Have you seen it yet? Check our previously published article on How To Open a U.S. Bank Account.
Contact the BB&T Customer Service for any help or queries.
You can contact and talk to the customer service of BB&T, if you have any questions or problems with your account after opening the account. Contacting them is a very easy and simple process. You can contact BB&T on (800) BANK BBT — or on (800) 226-5228 — for queries by your mobile phone, or open your online account to raise a query from a safe direct message. And also you can go to your nearest BB&T location.
BB&T Account Fees and Features
It is a very important question for any potential banking client that what the bank charges a fee for and what it can provide for you. Various different types of accounts might have multiple fee charges that will influence you otherwise.
Various types of checking accounts provide you multiple advantages, so don’t forget to consider these options given by BB&T to you before coming into your final selection. The fair savings account can really boost your interest, so take few moments to think about each of the available accounts provide by BB&T:
How To Avoid Unwanted Fees
The perfect method to ignore any fees is to keep yourself updated. You should have access to a full fee schedule for any bank account you sign up for — whether it’s online or in person. Take your time to review each potential fee that could be applied to your account.
Because it is the best possible method to make sure that you don’t end up paying any unwanted fees. For more information, check our previously published article on Why Banks Require a Minimum Balance.
Monitoring and Protecting Your Bank Account
In the present times, the economy has provided us with various new possible methods for bad actors to try to receive your money, but you can take a few basic measures to protect your account.
- Be careful and alert before sharing any personal details about yourself digitally, over the phone call or in person
- Don’t log into secure sites while using an unfamiliar or unsecured Wi-Fi network
- Do view and check your account on regular intervals for any unwanted fees
- Don’t access your account from a shared computer
- Don’t open emails that come with unknown sender emails.
Frequently Asked Questions
To open a student account with BB&, you have to be 23 years old or younger than that. When you hit 24 – or when you graduate, if that happens later – the account will become a BB&T Back to Basics account.
Conclusion
So, opening an account with BB&T is a very easy and straightforward process. Anybody who wants to open can open this account by giving some personal details and documents to complete the application process. There are many unwanted charges so be aware of that. Be careful before giving your personal details to someone who is pretending to be related to BB&T. Also know about: What Is a Mutual Savings Bank?