Untold amounts of money move between banks each day, and it wouldn’t be possible without routing numbers. Do you wonder how all this is possible? So let me tell you, these 9-digit codes allow you to transfer money between one bank to another bank and provide service of online payments and process our checks.
keep reading to learn Webster Bank’s routing number 221970443.
Webster Bank Routing Numbers by State
The routing number of Webster Bank vary on the state means the place where the clients opened their account:
| State | Number |
| Connecticut | 211170101 |
| Massachusetts | 211370231 |
| New York | 021973019 |
The routing number of Webster former banks for New Mil Bank users is 211170156. Webster obtained New Mill back in 2006.
What Is a Routing Number?
Basically, banks use routing numbers for the purpose of identifying each other during the process of financial transactions, mainly wire transfers. Routing numbers are comprised of nine digits and can be broken down into sections as represented by 000011112:
- 0000: The first four digits of the routing number is the symbol of the Federal Reserve, which tells the Federal Reserve Bank area where the bank is situated.
- 1111: The next four digits of the routing number is the identifier of the financial institution, which identifies the bank itself.
- 2: The last digit of the routing number is the check digit, which is used to reduce potential routing errors.
The American Bankers Association was the first to introduce routing numbers in the year 1910, that is why routing numbers are also known popularly as ABA numbers. Don’t miss out! Check our previously published article on Your America First Routing Number.
Can Banks Have Multiple Routing Numbers?
Yes, Webster banks can have multiple routing numbers. This is because Webster Bank is a large bank and it’s very usual for the bigger banks to use multiple routing numbers according to the states, but in the case of Webster bank, it also chose a new routing number because it merged with New Mil Bank in 2006. Many big banks use multiple routing numbers such as Wells Fargo and Citibank.
How Do You Find a Routing Number on a Check?
We can find a routing number on the bottom corner of a check,account number and check number is also printed there. Usually,the routing number is printed first, then the account number and after that the check number.
How to find a Webster Bank routing number online
If you don’t have checkbook and want to search for your Webster Bank routing number online, below some methods are mentioned:
1. Webster Bank online banking: Open your webster online banking app and check your routing number there.
2. Fedwire: You can also search for your routing number on the Fedwire website online on your mobile devices.
Which Webster Bank routing number should you use?
It depends on the state in which you have opened your account and also the transaction type you want to do, this is because the routing number of each state is different from one another, so it is important to check in which state you have opened your bank account. Every state has its own routing number, and there may be different numbers for direct deposits and wire transfers.
What Is the Routing Number for International Transfers?
In place of routing number, SWIFT codes are to recognize the banks during international wire transfers. But, Webster Bank does not have a SWIFT. It uses a bank identifier code, or BIC, instead. Have you seen it yet? Check our previously published article on Why Banks Require a Minimum Balance?
Webster Bank BIC Code–WENAUS31
Webster notes that “SWIFT and BIC codes are not the same, but they serve the same purpose.” You’ll use Webster’s BIC code to receive international wire transfers. If you want to send a wire transfer from your country to another country then call the Webster Bank at the number 888-932-2256.
Frequently Asked Questions
In New York, the routing number for Webster bank is 221970443.
SWIFT codes and routing numbers are different from each other, but they perform the same task. Routing numbers help to recognise banks by state across the US and make it easy to transfer domestic payments. SWIFT codes recognise bank branches for international payments.
Simplify payments with wire transfers. You can control the timing on the same-day transfers. Foreign wire transfers can also be made through Webster’s International Wire Service.
Swift codes are used for international transactions. This involves transfers across different countries and continents. But,Routing numbers are used across the United States and are meant to process domestic transactions.
Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.
An ABA routing number for both check and electronic money transfers has 9 digits.
Conclusion
So now, we can conclude the whole discussion by saying that basically the routing number of Webster bank is different for each state within the U.S., and where we have opened our Webster bank account. Routing numbers make it easier and simpler for us to transfer money domestically.
If you want to know your routing number then you have to check the state where you have opened your account and then it’s routing number. Also check: Umpqua Bank Routing Number, so that you can use it efficiently in your money transactions.
Author
Hello friends, my name is RK Singh and I am an engineer. However, by profession, I am a blogger; I have a keen interest in the finance niche. My main goal in starting this blog is to solve the difficulties people face in using online banking, bank branch codes, debit cards, and credit cards. I am not affiliated with any bank or company. I strive to provide people with accurate information so that they can achieve their goals correctly. If you still have any queries, please feel free to follow my social media accounts listed below and ask questions without hesitation. Thanks.
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