How to Register for Capitec Cellphone Banking?

How to Register for Capitec Cellphone Banking

We will discuss how to register for Capitec cellphone banking in this following article. Capitec Phone Banking provides its users to use the service of a bank on their mobile phone anytime, anywhere. If you are a person who prefers banking on the phone, then Capitec cellphone banking is for you!

What is Capitec Cellphone Banking?

So basically Capitec cellphone banking provides its customers safe and secure banking at any time or at any place. You can use the banking app on your mobile devices easily. If you want to start the service of Capitec cellphone then you need to dial the USSD code *120*3279#.

How to Register for Capitec Cellphone Banking

Visit your nearest branch of Capitec bank with some documents like Global one card and cellphone to register and activate your Capitec cellphone banking.

After you’ve registered, just dial USSD code *120*3279# to access this service. If there is not enough airtime in your cell phone then dial the USSD code *130*3279# and it is  free of cost service to recharge your cell phone.

How to Use Capitec Cellphone Banking?

If you want to bank on your cellphone but don’t have a smartphone, you can use the Capitec Bank cellphone banking. Dial *120*3279# to do credit facility transfers, view your available account balances, buy airtime or electricity, transfer money between your accounts and pay a Capitec client with a verified cellphone number.

How to Open an Account in the Capitec Bank App Online?

Simply download Capitec banking app, take a few selfies, enter your SA ID number and have your card delivered. 

Simply just take a selfie, the app will use biometric authentication like facial recognition to scan your unique facial features and create a biometric signature. This is used for the purpose to quickly verify your identity with the Department of Home Affairs database, to proof that it’s you opening the account.

This means you won’t have to visit a branch to open your capitec bank account or activate the banking app.

Before you start, make sure you have:

  • A smartphone
  • Your SA ID number
  • A valid email address and SA cellphone number

Don’t miss out! Check our previously published article on How To Reverse Capitec Cash Send?

How to activate app on a new smartphone?

As an existing client we’re using the same smart technology to help you bank better. If you don’t remember or forget Remote App PIN or want to activate this app on a new smartphone, you can do it easily and safely without and you don’t need to go to a branch.

If you haven’t updated to the new Capitec Bank app yet:

  • Step 1: Launch the old app on your cell phone and verify your email address.
  • Step 2: Search Capitec Bank in your Android’s app downloading app.
  • Step 3: Install and open the new app
  • Step 4: Tap I have a savings account
  • Step 5: Enter your savings account number
  • Step 6: Follow the on-screen instructions
  • Step 7: Delete the old app

Once you have installed the new app, you can use it to reset your forgotten Remote app PIN without visiting a branch.

To reset your Remote app PIN:

  • Step 1: Ensure you have the latest version of the Capitec Bank app for Android, or iOS installed
  • Step 2: Open the app and tap I’ve forgotten my PIN
  • Step 3: Tap Continue
  • Step 4: After clicking on continue, a message will pop up on your phone that will request access to your phone’s camera, tap Allow to give the app permission.
  • Step 5:  keep your face position  face inside the available frame on the phone  and follow the instructions mentioned to take a selfie.
  • Step 6: Create a new 5 or 6-digit Remote PIN

Have you seen it yet? Check our previously published article on how you apply for a capitec credit card?

What can you do through the Capitec bank app?

  • Buy airtime, data and SMS bundles
  • Buy electricity
  • View account balances
  • View last electricity token purchased
  • Do Access Facility transfers
  • Pay Capitec clients (with a verified cellphone number)
  • Transfer money between your accounts
  • Register for SMS Update for added security
  • Approve DebiCheck mandates
  • Stop your card if lost or stolen
  • Email statements
  • Send cash to friends and family
  • View the last 5 transactions
  • Do bill payments
  • Buy vouchers
  • Play Lotto

Looking for more insights? Check our previously published article on How to Transfer Money Using Capitec Cellphone Banking?

Frequently Asked Questions

How do I activate the app without going to a branch?

You can find “Capitec Bank” in your app store, install and launch the app. Then type  your ID number, take a few selfies and follow the instructions that will be given to you to perform the process successfully.

What must I do if someone knows my remote PIN?

Change your Remote PIN immediately. Open the app and click on the menu available in the top right corner. Then go to Settings option, select the option Update Remote PIN and type your current PIN. After that choose and set a new Remote PIN of 5 or 6 digits, and confirm it.

Can I use it on more than one device ?

No. For security reasons, you cannot.

Can I use it overseas?

Yes, as long as you’ve already activated the app, the country you’re visiting supports roaming and you’ve activated international data roaming. But you have to pay international roaming cost to your service provider.

Conclusion

Hence, we can see that registration for Capitec cellphone banking is a very easy process, you simply need to visit your nearest branch or dial the given USSD code. Otherwise, search for the Capitec bank in your respective app store and then open the app and follow the given instructions to register there. Also check: how to transfer money using Capitec cellphone banking.

Author

Hello friends, my name is RK Singh and I am an engineer. However, by profession, I am a blogger; I have a keen interest in the finance niche. My main goal in starting this blog is to solve the difficulties people face in using online banking, bank branch codes, debit cards, and credit cards. I am not affiliated with any bank or company. I strive to provide people with accurate information so that they can achieve their goals correctly. If you still have any queries, please feel free to follow my social media accounts listed below and ask questions without hesitation. Thanks.

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