When it comes to navigating the world of credit cards, the FNB Premier Credit Card stands out as a premium choice that offers a multitude of advantages. Whether you’re a seasoned cardholder or new to the credit game, this card has something to offer for everyone.
The FNB Premier Credit Card isn’t just a financial tool; it’s a gateway to exclusive perks and seamless transactions. As you step into the realm of financial empowerment, this card offers you the power to make purchases, access credit, and elevate your lifestyle. Let’s take a look at the key features and benefits of this credit card that set it apart from the competition.
What is the FNB Premier credit card?
This card is a financial product offered by First National Bank (FNB), a banking institution in various countries including South Africa. Premier card is designed to offer customers a wide range of benefits and features that suit their lifestyle and financial needs.
Key features of the FNB Premier credit card typically include:
- The card often comes with rewards programs that allow cardholders to earn points or cashback for their spending. This cardholder gets benefits like airport lounge access, getting up to 40% off your bus ticket when you book with eBucks, travel insurance coverage, and discounts on airfare or hotel bookings.
- The credit limit on the card determines the maximum amount the cardholder can borrow. This limit is set based on the applicant’s financial profile and credit history. The Premier credit card has a maximum debt protection limit of R50000.
- FNB typically offers Internet banking platforms and mobile apps that allow cardholders to manage their accounts, track their spending, and make payments conveniently.
- Advanced security features such as chip technology and one-time passwords help protect against fraudulent transactions.
- FNB generally provides customer support services to assist cardholders with any inquiries, issues, or concerns related to their credit card account.
- 55-day interest-free rate.
FNB Premier credit card fees 2024
| Fee | Amount |
| Credit facility Service Fee | R17* |
| Initiation fee (once-off) | Up to a maximum of R175 |
| FNB Premier Credit Card monthly account fee | R82** |
| Additional card fee | No charge on 1 additional card, Thereafter R18.50 per card linked to the account |
| Credit card budget purchases | No charge |
| FNB ATM | R 2.00 per R 100.00 |
| Cash at till | Free |
| Cardless cash withdrawal | R 2.00 per R 100.00 |
| Cell phone banking payments | R 8.50 |
| FNB Branch banking payments | R 80.00 |
| Cash deposit at FNB ATM | R 1.10 per R 100.00 |
| Cash deposit at FNB Branch | R 80.00 plus R 2.50 per R 100.00 |
What are the requirements for Fnb Premier credit card approval?
The FNB Premier Credit Card is linked to eBucks, allowing cardholders to accumulate cashback in the form of eBucks rewards. We are presenting below the list of eBucks rewards available for credit card holders.
- Must earn between R350 000 to R849 999 per annum.
- Have a good credit score above 600.
- Must be 18 years or older.
- Provide a recent copy of the payslip.
- 3 months bank statement.
- Your income and employment details
- Have a South African ID
eBucks rewards for the FNB Premier credit card
- Get up to 40%* off selected flights for you and your family with eBucks Travel. Unlock an Avis Car Hire discount of up to 40% off when you book flights on the FNB bank App.
- Up to 40% back in eBucks on your FNB Life Insurance premiums every month.
- You can earn points if spend 0 to 3999 (0.50%), 4000 to 6999 (0.70%), 7000 to 9499 (1%), 9500 to 10999 (1.2%), and 11000 + (2%).
- If you have a Premier Current Account and a Private Clients Credit Card, your qualifying reward level will be based on the Private Clients reward level as this is the higher product.
- Level 1 = 5%
- Level 2 = 10%
- Level 3 = 20%
- Level 4 = 30%
- Level 5 = 40%
- Earn up to 15% back in eBucks when you shop at Clicks and pay with your FNB Premier Credit Card.
- Earn up to R8/liter back in eBucks for your fuel spend at Engen only, based on the price of Inland ULP 95, when you pay with your Premier credit card.
- Earn up to 40% back in eBucks on your monthly Netflix and Spotify® subscription fee when you pay with your card.
Advantages of the Credit Card
- The credit card provides account holders with access to the FNB digital platforms, which makes transacting with the credit card simple.
- Cardholders can earn eBucks rewards every month.
- The unlimited number of swipes.
- Personalized interest rate
- Visa customer support
- There is free access to the FNB digital platforms.
- Budget facility
- Auto payment facility
- Free courier card delivery
- Lost card protection
Frequently asked questions
Personalized rate with a 55-day interest-free period.
Call 087 575 1111 for information on having your card delivered to where you are. Delivery may take 3 to 5 working days. *Delivery fees apply for Classic, Gold as well and Petro Cardholders.
Editorial Note: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. You are recommended to obtain specific professional advice before you take any/refrain from any action.
Author
Hello friends, my name is RK Singh and I am an engineer. However, by profession, I am a blogger; I have a keen interest in the finance niche. My main goal in starting this blog is to solve the difficulties people face in using online banking, bank branch codes, debit cards, and credit cards. I am not affiliated with any bank or company. I strive to provide people with accurate information so that they can achieve their goals correctly. If you still have any queries, please feel free to follow my social media accounts listed below and ask questions without hesitation. Thanks.
For More Information, Please Follow Me On Social Media.