Discovery Credit Card: Here’s how you can easily apply for a credit card in the Discovery Bank

Here is a step-by-step guide to easily apply for a credit card in the Discovery Bank.

In Short

• The minimum age to apply for the Discovery Bank credit card should be at least 18 years.
• The maximum age to apply for a credit card should not be more than 60 years.
• The credit score of the applicant must be decent to avail of a Gold credit card.

With the advancement in technology, applying for a credit card has become simpler and easier. Discovery Bank offers various rewards for transactions done via credit card. Through Discovery Bank, you can effortlessly apply for a Discovery Credit Card through the official website, www.discovery.co.za.

What is the Discovery credit card?

This card is a financial product offered by Discovery Bank, a banking institution in various countries including South Africa. Gold card is designed to offer customers a wide range of benefits and features that suit their lifestyle and financial needs. Check our previously published article on how to open a Discovery bank account online.

Key features of the Gold Credit Card typically include:

• Up to 55 days of interest-free on select transactions.
• Discovery Bank typically offers online banking platforms and mobile apps that allow cardholders to manage their accounts, track their spending, and make payments conveniently.
• Advanced security features such as chip technology and one-time passwords help protect against fraudulent transactions.
• Discovery Bank generally provides customer support services to assist cardholders with any inquiries, issues, or concerns related to their credit card account.
• Access to The Lounge, our exclusive pre-flight experience in partnership with SAA’s airport lounges.
• 10% to 25% off accommodation and car hire.
• 10% to 75% off flights. Plus, Priority Fast Track so you can skip airport queues.
• Up to 75% back on healthy groceries at Pick n Pay or Woolworths.
• Up to 20% back in Ðiscovery Miles on qualifying fuel spend and Uber rides.
• Up to 30% off when you shop with Ðiscovery Miles on Miles D-Day.
• Up to 2% interest on your positive balances in your everyday accounts.

Discovery Credit Card Fee 2024

Fee	Amount
Monthly single credit facility fee	R35
Monthly account fee	R30
Monthly Vitality Money premium	R25
Total monthly account fee	R90
Monthly additional virtual cards (optional)	Free

How to apply for a credit card in Discovery Bank

To apply for the Discovery credit card, you have first to check the eligibility criteria, whether you are a salaried or self-employed individual. The bank provides several credit cards based on the eligibility criteria of the person who has applied for the cards. Several factors determine the eligibility of a candidate:

1- Age: To apply for a credit card, the applicant’s minimum age should be at least 18 years. The maximum age for the applicant to apply for a credit card is 60 years.

2- Credit Score: The credit score plays a crucial role in deciding whether an applicant is eligible for a credit card or not. The credit score of a credit card applicant must be decent enough to get a credit card.

3- Income: A person with a regular income can apply for a card.

4- Documentation: Different documents such as valid proof of identity, address, and income are required to apply for a credit card.

Here are some steps to applying for a credit card at Discovery Bank

1. Visit the official website of the Discovery Bank, www.discovery.co.za.
2. Choose the best credit card according to your needs.
3. Now, select a Card of choice and click ‘Apply Now’.
4. Fill in the form and verify your mobile number.
5. Tap on the next step and follow the online instructions.
6. Once you are done with submitting the form, a representative from the bank will contact you. If you’re eligible for the credit card, your form will be processed further and you’ll receive the card.

Note: If your card is lost or stolen, report the loss or theft immediately by contacting Discovery Bank at +27 11 324 4444. You can also send mail to complaints@discovery.bank, for more information visit discovery.co.za, or use your Discovery Bank App. Read our previously published article on checking Discovery Bank credit card application status.

What are the Discovery Credit Card Benefits?

• Up to 55 days interest-free period
• Access to The Lounge, our exclusive pre-flight experience in partnership with SAA’s airport lounges.
• 10% to 25% off accommodation and car hire.
• 10% to 75% off flights. Plus, Priority Fast Track so you can skip airport queues.
• Up to 75% back on healthy groceries at Pick n Pay or Woolworths.
• Up to 2% interest on your positive balances in your everyday accounts.

Frequently Asked Questions

Editorial Note: The information presented in this article is not provided by the Discovery Bank. The article has been created for educational purposes and is intended to be helpful for customers of the Bank. It should be emphasized that the content is not endorsed or validated by the Bank, and readers should refer to the official website for accurate and up-to-date information about the bank’s products and services.